1lookupData and validation APIs
From $4.00
per 1,000 bank lookups; $9.90 on Starter
Bank data
Starter at $29.99 a month: 200,000 credits, which is 20,000 calls of this API at 10 credits per call, with a commercial license, 60 requests a minute and email support
apiverve.com
Routing number lookup vs bank record found by name
APIVerve looks up a routing number on plans from $0 to $299.99 a month, and 1Lookup looks up a bank by name or FDIC number for $0.010.
Looking for a APIVerve alternative? This page sets APIVerve pricing beside 1Lookup, with every APIVerve figure taken from its own published pages, checked October 2026.
- 7-day free trial on every plan
- No contract and no minimum volume
2
Credits per bank
about $0.01 on Starter
0
Credits when not found
no record, no charge
Up to 9
Other matches listed with a name
one charge for the whole lookup
2M
Rows in one CSV file
a name or certificate number per row
At a glance
Here is where 1Lookup wins against APIVerve, and where APIVerve still wins.
These are two different lookups. APIVerve's Routing Number Lookup takes a 9-digit ABA routing number and returns the Federal Reserve directory entry for it: the bank name, state, routing type, Federal Reserve district and a check that the number is valid, with the address on paid plans. 1Lookup takes a bank name or an FDIC certificate number and returns the FDIC institution record: status, regulator, branch count, total assets and deposits and holding company. 1Lookup takes and returns no routing number, so the two answer different questions.
1lookupWhere 1Lookup wins- It returns the FDIC institution record: whether the bank is active, its regulator, charter, offices, total assets and deposits and holding company, none of which is in APIVerve's documented response
- A closed bank is returned with active set to false and its end date, and the recommendation changes to REVIEW
- A name or number the directory does not hold, a malformed entry and a lookup that could not be answered cost nothing, and a CSV with a bank column returns one row per bank
- The same key and balance also pay for phone, email and IP validation, and credits roll over for 3 months, where APIVerve's credits reset each billing cycle
What it costs
From $4.00
per 1,000 bank lookups; $9.90 on Starter
Where APIVerve wins- It answers the routing-number question: send a 9-digit ABA routing number and get the bank name, state, routing type (primary, thrift, electronic, government or travelers_cheque), Federal Reserve district and whether the number passes the ABA mod-10 check.
- Paid plans add the street address, city, ZIP, office code (main office or branch), record type code, a replacement routing number and a routing_analysis object (is_head_office, is_branch, is_federal_reserve_bank, is_active, replaced_by).
- Failed requests never count against the credit balance, every response carries credit headers (x-api-remaining-credits, x-api-credits-used, x-api-max-credits), and one credit balance and key cover 300+ APIs.
- The API page lists a 99.9% uptime SLA, npm and NuGet SDK packages with code samples in cURL, Node.js, Python, C#/.NET, Go, PHP and Ruby, a try-it tool that needs no key and returns JSON, XML or YAML, and a weekly refresh of the routing directory.
- Printed per-1,000 prices fall to $0.75 on Mega when the full monthly allotment is used.
What it costs
Starter at $29.99 a month: 200,000 credits, which is 20,000 calls of this API at 10 credits per call, with a commercial license, 60 requests a minute and email support
Short answer
APIVerve's Routing Number Lookup is a routing number API: send a 9-digit ABA number and get the bank name, state, routing type and Federal Reserve district, at 10 credits a call on plans from $0 to $299.99 a month. 1Lookup's Bank Lookup starts from a bank name or FDIC certificate number instead and returns the FDIC record for 2 credits, charged only when the bank is found.
What replaces what
Here is which 1Lookup product matches each APIVerve job.
APIVerve answers the routing number question on shared credit plans. This is a different job: an API call that finds a bank by name or FDIC certificate number, charged only when the bank is found.
Side by side
Both products are measured on the same criteria, using APIVerve's own published numbers.
| Criteria | 1lookup | |
|---|---|---|
| Contact-data coverage | EmailPhoneIP | EmailPhoneIP |
| Pricing model | Monthly plans with universal credits; core phone, email and IP lookups cost 1 credit, enrichment and intelligence products cost more | Monthly plans of API credits shared across APIVerve's 300+ APIs; this API costs 10 credits per call. Free is $0 for 200 credits (20 calls), Starter is $29.99 a month for 200,000 credits (20,000 calls), Pro is $99.99 for 1,000,000 credits (100,000 calls) and Mega is $299.99 for 4,000,000 credits (400,000 calls). The API page prints $1.50, $1.00 and $0.75 per 1,000 calls for Starter, Pro and Mega, which is the monthly price divided by the calls the credits buy. Credits per call vary by endpoint: the pricing page cites 2 for a simple lookup, and this API's page prices 10. |
| Starting price | $99/mo for 20,000 credits. At 2 credits each (Bank Lookup API), that is $9.90 per 1,000 bank lookups on Starter, down to $4.00 on Enterprise. | Starter at $29.99 a month: 200,000 credits, which is 20,000 calls of this API at 10 credits per call, with a commercial license, 60 requests a minute and email support. |
| Free option | Free single lookups via the online tools at 1lookup.io/tools, no account required | Free plan at $0, no credit card: 200 credits a month (20 calls of this API), 5 requests a minute, attribution required and non-commercial use. Free returns only bank name, state, routing type and checksum validity. |
| Free trial | 7-day free trial on every plan: $5 of credits on Starter, $20 on Growth, Professional, and Enterprise, with no payment today | None published |
| Do credits expire? | Unused monthly credits roll over for 3 months; separately purchased credits last 1 year | No rollover: the pricing FAQ says credits reset each billing cycle. |
At volume
This is what APIVerve charges at each volume it publishes.
| Volume | Price | Per 1,000 |
|---|---|---|
 1Lookup, every plan | $99 to $1,999 a month | $2.00 to $4.95 |
| 20 calls a month (Free, 200 credits) | $0 a month | - |
| 20,000 calls a month (Starter, 200,000 credits) | $29.99 a month | $1.50 |
| 100,000 calls a month (Pro, 1,000,000 credits) | $99.99 a month | $1.00 |
| 400,000 calls a month (Mega, 4,000,000 credits) | $299.99 a month | $0.75 |
APIVerve figures verified October 2026 against apiverve.com.
How you buy
This is how you buy from 1Lookup and from APIVerve.
1lookupHow it is sold
Monthly plans with universal credits; core phone, email and IP lookups cost 1 credit, enrichment and intelligence products cost more
What it starts at
$99/mo for 20,000 credits
How you try it
7-day free trial on every plan: $5 of credits on Starter, $20 on Growth, Professional, and Enterprise, with no payment today
How it is sold
Monthly plans of API credits shared across APIVerve's 300+ APIs; this API costs 10 credits per call
What it starts at
Starter at $29.99 a month: 200,000 credits, which is 20,000 calls of this API at 10 credits per call, with a commercial license, 60 requests a minute and email support
How you try it
Free plan at $0, no credit card: 200 credits a month (20 calls of this API), 5 requests a minute, attribution required and non-commercial use
A real result
This is what one 1Lookup result looks like.
Send a name or a certificate number
POST a bank name, with a two-letter state if you want to narrow it, or an FDIC certificate number of one to six digits. A certificate number wins when both are sent, and a malformed entry is refused with a clear error and costs nothing.
We read the FDIC directory
The directory lists every FDIC-insured bank and savings institution, open or closed. We find the best match, turn the charter and regulator codes into words and the thousands of dollars into whole dollars, and label each figure with its report date.
Get the record, flat and structured
Status, address, charter, regulator, offices, assets, deposits and holding company arrive in one JSON payload. A bank found bills 2 credits, and a name or number the directory does not hold bills nothing.
One call returns the FDIC record for a bank
- Bank
- Sample Community Bank
- FDIC certificate
- 99001
- Status
- Active
- Location
- Anytown, NC
- Charter
- State commercial bank (not a Federal Reserve member)
- Main regulator
- Federal Deposit Insurance Corporation
- Offices
- 7
- Total assets
- $412,000,000
- Total deposits
- $361,000,000
200 OK, 2 creditsShowHide
{
"classification": {
"found": true,
"fdic_cert": 99001,
"name": "Sample Community Bank",
"status": "Active",
"charter_class": "State commercial bank (not a Federal Reserve member)",
"regulator": "Federal Deposit Insurance Corporation",
"branch_count": 7,
"total_assets_usd": 412000000,
"total_deposits_usd": 361000000,
"holding_company": "SAMPLE BANCORP INC",
"report_date": "2026-06-30",
"match_count": 2
},
"insights": {
"bank_lookup_result": {
"other_matches": [{ "fdic_cert": 99002, "active": true, "state": "SC" }],
"data_source": "fdic"
}
},
"metadata": { "credits_used": 2 }
}Try the Free FDIC Bank Lookup, one of 1Lookup's free tools.
Run one lookup in your browser and see the result before you decide.
The evidence
Here is the evidence behind every number on this page.
Here are APIVerve and 1Lookup side by side on the terms you check before you sign.
The terms that decide what a year actually costs, rather than what the first month does. “Not listed” means we could not verify it on either product’s published pages, not that the answer is nothing.
| Term | 1Lookup | APIVerve |
|---|---|---|
| Minimum commitment | None. Monthly plans with no contract and no minimum volume; cancel any time | Plans are billed monthly; the pricing page says 'No setup fees, no contracts, cancel anytime' and has a Yearly toggle marked 'Save 2 months' with no yearly amounts shown. |
| Going over your quota | Not listed | No overage rate is printed: once credits are depleted requests return a 429, and alerts go out at 80% and 95% of usage. Overage allowance is 'On request' on Pro and Mega. |
| API access | Included on every plan and during the free trial; there is no tier that unlocks it | The API is on every plan including Free, with the key sent in an x-api-key header or as a Bearer token. Premium response fields need a paid plan, and a commercial license starts at Starter. |
| Rate limit | 200 requests per 10 seconds for each API key on standard lookups and 1,000 requests a minute for each key on number type, HLR and MNP, and each account can make up to 1,000 requests a minute in total across all its keys; higher limits are available on request | 5 requests a minute on Free, 60 on Starter and 180 on Pro; the plan comparison table lists Mega as Unlimited. |
| Uptime SLA | Not listed | The API page lists an uptime SLA of 99.9%, and the pricing page links 'Read the SLA'. |
| Support | Starter: Email Support; Growth: Priority Email & Chat Support; Professional: Chat + Live Meeting; Enterprise: Dedicated CSM | Community support on Free, email support on Starter (48 h response time in the comparison table), enhanced support on Pro (24 h) and priority support on Mega (4 h). |
This is the APIVerve fine print worth reading twice.
Published terms that change what APIVerve costs or what you can do with it. Each one links to the APIVerve page it was read on, because a claim about somebody else’s contract should be checkable in one click.
This API costs 10 credits per call, so a plan's credits buy a tenth as many calls as credits (200,000 credits on Starter is 20,000 calls); the pricing page cites 2 credits for a simple lookup.
Read it on APIVerve’s siteCommercial use is not allowed on the Free plan, and Free requires attribution.
Read it on APIVerve’s site
1Lookup
APIVerve
APIVerve pricing and product facts verified against apiverve.com as of October 2026. Prices change, so confirm on the vendor’s site. 1Lookup numbers come from the live rate card.
Who it is for
Pick 1Lookup or stay with APIVerve depending on the job in front of you.
1lookupChoose 1Lookup if
you start from a bank's name or FDIC certificate number and want the FDIC institution record, with its regulator, branch count and assets, rather than the Federal Reserve routing directory entry for a number.
APIVerveConsider APIVerve instead if
you start from a 9-digit routing number: APIVerve's Routing Number Lookup returns the bank name, address, routing type, Federal Reserve district and whether the number passes the ABA check, on one key that covers 300+ APIs from $29.99 a month.
Questions
People ask these questions before they switch from APIVerve.
What is the APIVerve routing number API used for?
Turning a 9-digit ABA routing number into the bank behind it. The Routing Number Lookup returns the bank name, state, routing type (primary, thrift, electronic, government or travelers cheque), the Federal Reserve district and whether the number passes the ABA mod-10 check. Paid plans add the street address, city, ZIP, office code, a replacement routing number and a routing_analysis object that flags a head office, a branch, a Federal Reserve bank and whether the number is active.
How does APIVerve pricing work?
Monthly plans of credits shared across its 300+ APIs, and this API costs 10 credits a call. Free is $0 for 200 credits, which is 20 calls, at 5 requests a minute, with attribution required and no commercial use. Starter is $29.99 a month for 200,000 credits, which is 20,000 calls, at 60 requests a minute. Pro is $99.99 for 1,000,000 credits, 100,000 calls, at 180 a minute. Mega is $299.99 for 4,000,000 credits, 400,000 calls, with the rate limit listed as unlimited. Credits reset each billing cycle with no rollover. Checked October 2026.
How much does 1Lookup charge for a bank lookup?
2 credits per bank found, free when the FDIC directory has no match. On the Starter plan ($99 a month for 20,000 credits) a bank lookup is about $0.010, which covers 10,000 banks a month and is $9.90 per 1,000. At the Enterprise end of the rate card it is about $0.004. APIVerve's Starter month costs less, $29.99 against $99, but it buys 20,000 routing number lookups, which is a different answer from a bank record.
Can 1Lookup look up a routing number like APIVerve?
No. 1Lookup's Bank Lookup takes a bank name, with an optional state, or an FDIC certificate number, and returns the FDIC institution record, which has no routing-number field. If you start from a routing number, APIVerve's lookup is the one that answers it.
What does APIVerve return, and what does 1Lookup return?
APIVerve returns the Federal Reserve routing directory entry for a number: the bank name, state, routing type, Federal Reserve district and a mod-10 validity check, plus the address, city, ZIP, office code and routing_analysis flags on paid plans. Its documented response has no FDIC certificate number, total assets, deposits, regulator, charter, holding company, branch count or closed-institution field. 1Lookup returns exactly those: the status with the end date for a closed bank, the charter, the regulator, the offices, total assets and deposits, the holding company and the FDIC certificate number.
How current is each source?
APIVerve lists a weekly refresh of its routing directory. 1Lookup reads the FDIC directory when you look a bank up, shows the quarter its figures are from in report_date, and answers a repeat lookup of the same bank by the same user within 7 days from the cache at no charge.
What is the best APIVerve alternative for bank data?
If you start from a routing number, APIVerve is the right tool and 1Lookup does not replace it. If you start from a bank name or an FDIC certificate number and want the institution's status, regulator, offices, assets and deposits, 1Lookup's Bank Lookup bills 2 credits only when the bank is found, from one balance that also pays for phone, email and IP checks.
Where does APIVerve beat 1Lookup?
On routing numbers, breadth and printed limits. It answers the routing number question, which 1Lookup does not, paid plans add the address and the routing_analysis flags, one balance and key cover 300+ APIs, and it lists a 99.9% uptime SLA and code samples in seven languages. It also has a free plan, at 20 calls a month for non-commercial use, and its plans start at $0 and $29.99 a month, below a 1Lookup Starter month.
Is APIVerve worth it in 2026?
If you need a routing number turned into a bank, yes: the plans are priced by calls and the free plan lets you try it. Each call costs 10 credits, so 200,000 credits on Starter is 20,000 calls, and unused credits do not roll over. If you start from a bank name or an FDIC certificate number, compare the per-lookup price of 1Lookup instead.
1lookupLook up a US bank by name or FDIC number and see its status and regulator
Try 1Lookup free for 7 days and compare it with APIVerve on your own work.
2 credits a bank found, about $0.010 on Starter, on the same balance as phone, email and IP checks. Start with the 7-day free trial.
Keep going
Keep researching APIVerve with the matching 1Lookup pages.
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