1lookup

Data and validation APIs

From $4.00

per 1,000 bank lookups; $9.90 on Starter

Bank data

Basic at $24.99 a month: 2,000 requests a month at 60 requests per minute

zylalabs.com

Routing check by request quota vs bank record found by name

Zyla API Hub sells a routing number check from $24.99 a month, and 1Lookup looks up a bank by name or FDIC number for $0.010.

Looking for a Zyla API Hub alternative? This page sets Zyla API Hub pricing beside 1Lookup, with every Zyla API Hub figure taken from its own published pages, checked October 2026.

Start the 7-day free trial See per-lookup pricing

7-day free trial on every plan
No contract and no minimum volume

2
Credits per bank
about $0.01 on Starter
0
Credits when not found
no record, no charge
Up to 9
Other matches listed with a name
one charge for the whole lookup
2M
Rows in one CSV file
a name or certificate number per row

At a glance

Here is where 1Lookup wins against Zyla API Hub, and where Zyla API Hub still wins.

These are two different lookups. Zyla's Routing Check API takes a routing number and returns the bank's name, address, city, state, ZIP, phone number, a date of revision and a new routing number when one exists. 1Lookup takes a bank name or an FDIC certificate number and returns the FDIC institution record: status, regulator, branch count, total assets and deposits and holding company. 1Lookup takes and returns no routing number, so the two answer different questions.

1lookupWhere 1Lookup wins

It returns the FDIC institution record: whether the bank is active, its regulator, charter, offices, total assets and deposits and holding company, none of which is in Zyla's sample response
A closed bank is returned with active set to false and its end date, and the recommendation changes to REVIEW
A name or number the directory does not hold, a malformed entry and a lookup that could not be answered cost nothing, and a CSV with a bank column returns one row per bank
The same key and balance also pay for phone, email and IP validation, and credits roll over for 3 months

What it costs

From $4.00

per 1,000 bank lookups; $9.90 on Starter

Where Zyla API Hub wins

It answers the routing-number question: pass a routing number to the one documented endpoint (GET Routing Number Lookup) and get the bank name, address, city, state, ZIP, phone number, a date of revision and a new routing number when one exists.
Request quotas rise in five steps from 2,000 to 150,000 a month, with rate limits of 60, 120 and 240 requests per minute by plan, and an Enterprise tier from $10,000 a year for custom volume and limits.
The overage rate is printed ($0.0162435 per request over the limit) and only successful calls (status 200) count against the quota.
The page says 'No long-term commitment. Upgrade, downgrade, or cancel anytime' and lists annual billing 17% lower.
Specialized support, real-time monitoring and unlimited data transfer are listed on every plan.

What it costs

Basic at $24.99 a month: 2,000 requests a month at 60 requests per minute

Short answer

Zyla API Hub's Routing Check API takes a routing number and returns the bank's name, address, phone number and a new routing number when one exists, on monthly request plans from $24.99 for 2,000 requests. 1Lookup's Bank Lookup starts from a bank name or FDIC certificate number instead and returns the FDIC record for 2 credits, charged only when the bank is found.

What replaces what

Here is which 1Lookup product matches each Zyla API Hub job.

Zyla answers the routing number question on monthly request quotas. This is a different job: an API call that finds a bank by name or FDIC certificate number, charged only when the bank is found.

GET Routing Number Lookup (a routing number in)
Bank Lookup API
A different starting point and a different record. 1Lookup takes a bank name, with an optional state, or an FDIC certificate number, and returns the FDIC institution record: status, address, charter, regulator, offices, assets, deposits and holding company. It takes and returns no routing number. A name or number the directory does not hold is not charged.
2 credits per bank found, free when the FDIC directory has no match

Side by side

Both products are measured on the same criteria, using Zyla API Hub's own published numbers.

Criteria	1lookup
Contact-data coverage	EmailPhoneIP	EmailPhoneIP
Pricing model	Monthly plans with universal credits; core phone, email and IP lookups cost 1 credit, enrichment and intelligence products cost more	Monthly subscriptions sized by requests a month, sold on the Zyla API Hub, with an overage rate on every plan. Basic is $24.99 a month for 2,000 requests, Pro $49.99 for 5,000, Pro Plus $99.99 for 14,000, Premium $199.99 for 40,000 and Elite $499.99 for 150,000; Enterprise starts at $10,000 a year. Past the limit it is $0.0162435 per request. Annual billing is listed 17% lower ('Save 2 months with annual billing'). The page prints no per-1,000 rate: the per-1,000 figures here are the monthly price divided by the monthly requests.
Starting price	$99/mo for 20,000 credits. At 2 credits each (Bank Lookup API), that is $9.90 per 1,000 bank lookups on Starter, down to $4.00 on Enterprise.	Basic at $24.99 a month: 2,000 requests a month at 60 requests per minute.
Free option	Free single lookups via the online tools at 1lookup.io/tools, no account required	None published
Free trial	7-day free trial on every plan: $5 of credits on Starter, $20 on Growth, Professional, and Enterprise, with no payment today	7 days, up to 50 requests, usable once; after 7 days the full plan amount is charged, and an identity check through Stripe with a government-issued ID comes before continuing the subscription.
Do credits expire?	Unused monthly credits roll over for 3 months; separately purchased credits last 1 year	Cancelling ends access 'regardless of any remaining API calls in your quota', and on an upgrade 'any remaining calls from your previous plan will not be carried over to the new plan'.

At volume

This is what Zyla API Hub charges at each volume it publishes.

Volume	Price	Per 1,000
1Lookup, every plan	$99 to $1,999 a month	$2.00 to $4.95
2,000 requests a month (Basic)	$24.99 a month	$12.50
5,000 requests a month (Pro)	$49.99 a month	$10.00
40,000 requests a month (Premium)	$199.99 a month	$5.00
150,000 requests a month (Elite)	$499.99 a month	$3.33

Zyla API Hub figures verified October 2026 against zylalabs.com.

How you buy

This is how you buy from 1Lookup and from Zyla API Hub.

1lookup

How it is sold
Monthly plans with universal credits; core phone, email and IP lookups cost 1 credit, enrichment and intelligence products cost more
What it starts at
$99/mo for 20,000 credits
How you try it
7-day free trial on every plan: $5 of credits on Starter, $20 on Growth, Professional, and Enterprise, with no payment today

How it is sold
Monthly subscriptions sized by requests a month, sold on the Zyla API Hub, with an overage rate on every plan
What it starts at
Basic at $24.99 a month: 2,000 requests a month at 60 requests per minute
How you try it
7 days, up to 50 requests, usable once; after 7 days the full plan amount is charged, and an identity check through Stripe with a government-issued ID comes before continuing the subscription

A real result

This is what one 1Lookup result looks like.

Send a name or a certificate number
POST a bank name, with a two-letter state if you want to narrow it, or an FDIC certificate number of one to six digits. A certificate number wins when both are sent, and a malformed entry is refused with a clear error and costs nothing.
We read the FDIC directory
The directory lists every FDIC-insured bank and savings institution, open or closed. We find the best match, turn the charter and regulator codes into words and the thousands of dollars into whole dollars, and label each figure with its report date.
Get the record, flat and structured
Status, address, charter, regulator, offices, assets, deposits and holding company arrive in one JSON payload. A bank found bills 2 credits, and a name or number the directory does not hold bills nothing.

See the full product page

api.1lookup.ioFound: Active

One call returns the FDIC record for a bank

Bank: Sample Community Bank
FDIC certificate: 99001
Status: Active
Location: Anytown, NC
Charter: State commercial bank (not a Federal Reserve member)
Main regulator: Federal Deposit Insurance Corporation
Offices: 7
Total assets: $412,000,000
Total deposits: $361,000,000

200 OK, 2 creditsShow

{
  "classification": {
    "found": true,
    "fdic_cert": 99001,
    "name": "Sample Community Bank",
    "status": "Active",
    "charter_class": "State commercial bank (not a Federal Reserve member)",
    "regulator": "Federal Deposit Insurance Corporation",
    "branch_count": 7,
    "total_assets_usd": 412000000,
    "total_deposits_usd": 361000000,
    "holding_company": "SAMPLE BANCORP INC",
    "report_date": "2026-06-30",
    "match_count": 2
  },
  "insights": {
    "bank_lookup_result": {
      "other_matches": [{ "fdic_cert": 99002, "active": true, "state": "SC" }],
      "data_source": "fdic"
    }
  },
  "metadata": { "credits_used": 2 }
}

Try the Free FDIC Bank Lookup, one of 1Lookup's free tools.

Run one lookup in your browser and see the result before you decide.

Open the free tool

The evidence

Here is the evidence behind every number on this page.

Here are Zyla API Hub and 1Lookup side by side on the terms you check before you sign.

The terms that decide what a year actually costs, rather than what the first month does. “Not listed” means we could not verify it on either product’s published pages, not that the answer is nothing.

Term	1Lookup	Zyla API Hub
Minimum commitment	None. Monthly plans with no contract and no minimum volume; cancel any time	The page says 'No long-term commitment'; billing starts on the purchase day and renews on the same day of the next month (or year). Enterprise starts at $10,000 a year.
Going over your quota	Not listed	$0.0162435 per request past the plan limit, printed on every plan.
API access	Included on every plan and during the free trial; there is no tier that unlocks it	A GET endpoint called with an Authorization: Bearer access key; the page also has a test tool showing 'Free test requests remaining: 3 of 3'.
Rate limit	200 requests per 10 seconds for each API key on standard lookups and 1,000 requests a minute for each key on number type, HLR and MNP, and each account can make up to 1,000 requests a minute in total across all its keys; higher limits are available on request	60 requests per minute on Basic and Pro, 120 on Pro Plus and Premium, 240 on Elite; Enterprise is a custom rate limit.
Support	Starter: Email Support; Growth: Priority Email & Chat Support; Professional: Chat + Live Meeting; Enterprise: Dedicated CSM	Specialized support is listed as included on every plan.

This is the Zyla API Hub fine print worth reading twice.

Published terms that change what Zyla API Hub costs or what you can do with it. Each one links to the Zyla API Hub page it was read on, because a claim about somebody else’s contract should be checkable in one click.

After the 7-day trial the full amount of the plan subscribed to during the trial is charged, and refund requests for forgetting to cancel on time are not accepted.
Read it on Zyla API Hub’s site
An identity verification through Stripe with a government-issued ID is required before continuing a subscription.
Read it on Zyla API Hub’s site

1Lookup

Source: 1lookup.io homepage, captured August 2026

Zyla API Hub

Source: zylalabs.com homepage, captured October 2026

Zyla API Hub pricing and product facts verified against zylalabs.com as of October 2026. Prices change, so confirm on the vendor’s site. 1Lookup numbers come from the live rate card.

Who it is for

Pick 1Lookup or stay with Zyla API Hub depending on the job in front of you.

1lookup

Choose 1Lookup if

you start from a bank's name or FDIC certificate number and want the FDIC institution record in one call, with no routing number to find first and no plan to size in advance.

Zyla API Hub

Consider Zyla API Hub instead if

you start from a routing number: the Zyla Routing Check API returns the bank's name, address, phone number and a new routing number when one exists, with a printed overage rate and a quota that rises from 2,000 to 150,000 requests a month.

Questions

People ask these questions before they switch from Zyla API Hub.

What is the Zyla Routing Check API used for?

Turning a routing number into the bank behind it. Its one documented endpoint, GET Routing Number Lookup, returns the bank name, address, city, state, ZIP, phone number, a date of revision and a new routing number when one exists. The overview text also says the API verifies the status of associated bank accounts, but the endpoint listed takes a routing number only and its sample response has no account-status field.

How does Zyla API Hub pricing work?

Monthly subscriptions sized by requests. Basic is $24.99 a month for 2,000 requests, Pro is $49.99 for 5,000, Pro Plus is $99.99 for 14,000, Premium is $199.99 for 40,000 and Elite is $499.99 for 150,000, and Enterprise starts at $10,000 a year. Rate limits are 60, 120 and 240 requests a minute depending on the plan. Past the limit it is $0.0162435 per request, annual billing is listed 17% lower, and only successful calls count. Checked October 2026.

How does the Zyla trial work?

It runs 7 days with up to 50 requests and can be used once. After the 7 days the full amount of the plan you subscribed to is charged, and the page says refund requests for forgetting to cancel are not accepted. An identity check with a government-issued ID through Stripe comes before continuing a subscription.

How much does 1Lookup charge for a bank lookup?

2 credits per bank found, free when the FDIC directory has no match. On the Starter plan ($99 a month for 20,000 credits) a bank lookup is about $0.010, which covers 10,000 banks a month and is $9.90 per 1,000. At the Enterprise end of the rate card it is about $0.004. Zyla's Basic month costs less, $24.99 against $99, but it buys 2,000 routing number requests, which is a different answer from a bank record.

Can 1Lookup look up a routing number like Zyla?

No. 1Lookup's Bank Lookup takes a bank name, with an optional state, or an FDIC certificate number, and returns the FDIC institution record, which has no routing-number field. If you start from a routing number, Zyla's Routing Check API is the one that answers it.

What does Zyla return, and what does 1Lookup return?

Zyla returns a routing number's details: the bank name, address, city, state, ZIP, phone number, a date of revision and a new routing number when one exists. Its sample response has no FDIC certificate number, total assets, deposits, regulator, charter, holding company, branch count or closed-institution field. 1Lookup returns those: the status with the end date for a closed bank, the charter, the regulator, the offices, total assets and deposits, the holding company and the FDIC certificate number.

What is the best Zyla API Hub alternative for bank data?

If you start from a routing number, Zyla's Routing Check API is the right tool and 1Lookup does not replace it. If you start from a bank name or an FDIC certificate number and want the institution's status, regulator, offices, assets and deposits, 1Lookup's Bank Lookup bills 2 credits only when the bank is found, from one balance that also pays for phone, email and IP checks.

Where does Zyla API Hub beat 1Lookup?

On routing numbers and on printed limits. It answers the routing number question, which 1Lookup does not, returns the bank's phone number and a replacement routing number, prints its overage rate and counts only successful calls against the quota. Its entry plan is $24.99 a month, below a 1Lookup Starter month, and its quotas rise in five steps to 150,000 requests a month, with Enterprise above that.

Is Zyla API Hub worth it in 2026?

If you need a routing number turned into a bank and its address, yes: the plans are sized by requests and the overage rate is printed. Cancelling ends access immediately, whatever remains of the quota, and on an upgrade the remaining calls of the old plan are not carried over. If you start from a bank name or an FDIC certificate number, compare the per-lookup price of 1Lookup instead.

1lookup

Look up a US bank by name or FDIC number and see its charter and offices

Try 1Lookup free for 7 days and compare it with Zyla API Hub on your own work.

2 credits a bank found, about $0.010 on Starter, on the same balance as phone, email and IP checks. Start with the 7-day free trial.

Start the 7-day free trial See per-lookup pricing

Zyla API Hub sells a routing number check from $24.99 a month, and 1Lookup looks up a bank by name or FDIC number for $0.010.

Here is where 1Lookup wins against Zyla API Hub, and where Zyla API Hub still wins.

Here is which 1Lookup product matches each Zyla API Hub job.

Bank Lookup API

Both products are measured on the same criteria, using Zyla API Hub's own published numbers.

This is what Zyla API Hub charges at each volume it publishes.

This is how you buy from 1Lookup and from Zyla API Hub.

This is what one 1Lookup result looks like.

Try the Free FDIC Bank Lookup, one of 1Lookup's free tools.

Here is the evidence behind every number on this page.

Here are Zyla API Hub and 1Lookup side by side on the terms you check before you sign.

This is the Zyla API Hub fine print worth reading twice.

Pick 1Lookup or stay with Zyla API Hub depending on the job in front of you.

People ask these questions before they switch from Zyla API Hub.

Try 1Lookup free for 7 days and compare it with Zyla API Hub on your own work.

Keep researching Zyla API Hub with the matching 1Lookup pages.